Quebec has a provincial Student Loans Program only. The following is an overview of the general provincial loans available in Quebec, as well as specific loans and grants available to students with permanent disabilities.
Student loans are available to students who are pursuing or deemed to be pursuing secondary school vocational studies, college studies or university studies in an educational institution recognized by the Ministère de l’Education, du Loisir et du Sport. The amount of the loan is different for each student and is based on the personal and academic information provided by the student.
Full-Time Student Loans and Bursaries Program
As a full-time student in Quebec, you are eligible for between $16,000 and $70,000 in provincial loans over the course of your studies depending on your program and the location in which you study. One of the benefits of the full-time Student Loans Program is that it does not charge interest until you have left school. Once you stop full-time studies you must begin to repay your loan. Interest begins accumulating after you have ceased to be a full-time student.
You are eligible under the Loans and Bursaries Program if:
- you are a Canadian citizen or a permanent resident, refugee or protected person within the meaning of the Immigration and Refugee Protection Act
- you are a Québec resident or deemed a Québec resident at the time of your application
- you are or will be admitted to an educational institution recognized by the Ministère de l’Éducation, du Loisir et du Sport
- you are pursuing or deemed to be pursuing full-time studies in a recognized program
- you have not exceeded the number of months for which financial assistance may be awarded
- you have not reached the debt limit established for your level of education, type of degree or program
- you do not have sufficient financial resources to pursue your studies
To Apply for the Loans and Bursaries Program:
Applications for financial assistance must be filed no later than 60 days after your last month of study in the award year concerned.
Part-Time Student Loans
As a part-time student in Quebec, you are eligible for up to $8,000 in provincial loans.
You may apply for a loan for part-time studies if you are:
- a Canadian citizen, or a permanent resident, refugee or protected person within the meaning of the Immigration and Refugee Protection Act
- considered a part-time student (see definition below)
- taking courses at an educational institution that is recognized by the Minister of Education, Recreation and Sports for the purposes of awarding student loans
To be considered a part-time student at an educational institution for a given school term, you must be enrolled for the following number of courses, credits or course hours:
- College: 76 to 179 course hours OR 2 or 3 courses
- University (bachelor’s, master’s or doctoral level): 6 to 11 credits
If you are enrolled in distance education courses you are eligible if the program of study and the educational institution are recognized by the Ministère de l’Education, du Loisir et du Sport. However, you are not eligible under the Loans Program for Part-time Studies if you are in one of the following situations:
- You are enrolled in courses as an auditor
- You are enrolled in language training courses
- Another organization, such as Emploi-Québec or the Ministère de l\Emploi et de la Solidarité Sociale, is paying your educational or childcare expenses for a semester.
Allowance for Special Needs Program Adults
You could be eligible under the Allowance for Special Needs Program Adults if you have a major functional disability or another recognized disability, you are a full-time or part-time student at a recognized educational institution at the secondary school (vocational training or adult education), college or university level, and you require material resources, specialized services or paratransit services to pursue your studies.
To be eligible for a special needs allowance, you must satisfy the following requirements:
- You must be a Canadian citizen, a permanent resident, refugee or a protected person within the meaning of the Immigration and Refugee Protection Act.
- You must be residing in Québec.
- You must be enrolled, on a full-time or part-time basis, at a secondary school (vocational training or adult education), college or university.
- You must be suffering from one of the following functional disabilities:
- severe visual impairment
- severe hearing impairment
- motor impairment
- organic impairment
- or be suffering from one of the following recognized disabilities:
- minimum hearing threshold of 25 decibels
- paralysis of a single limb
- paresis of one or more limbs
- language or speech impairment
You must not be receiving financial assistance from another organization for the same types of assistance.
Paratransit service and special needs housing allowance
The Allowance for Special Needs Program provides for the reimbursement of transportation expenses or the payment of a special needs housing allowance in the event of reduced mobility due to a disability and in the absence of an appropriate public transit service. The program therefore reimburses expenses incurred for a parallel transit (paratransit) service or any other means of transportation you may have to use.
If you wish to rent a dwelling closer to your educational institution in order to avoid using a means of transportation, a special needs housing allowance may be granted instead.
To Apply for the Allowance for Special Needs Program Adults
The deadline for applying for a special needs allowance expires 60 days after the last period of study of the current award year, but that can vary depending on the tpes of assistance required. Students must apply for the paratransit service reimbursement and special needs housing allowance no later than 60 days following the termination of the period of study concerned.
Aide Financière aux etudes Québec can be contacted at:
Student Financial Assistance
Quebec City Area: 418-643-3750
Montreal Area: 514-864-3557